Capital at risk. This is a private lending opportunity. Repayment depends on the performance and solvency of SwitchFair, the Scottish Partnership that operates the SwitchFair Capital programme.

SwitchFair Capital Investor Programme

Fund the growth of an established price comparison service.

£150,000 direct raise. Six investors. £25,000 each. Two clearly defined investment routes.

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At a glance

One raise. Two investor routes.

Four investors · £100,000

Receivables Investor

£25,000 at 12% p.a.

Capital is kept separate from the operating business and deployed only to pay affiliates for qualifying energy customers.

  • 12-month term
  • Security against qualifying receivables
  • Interest and principal due at maturity
  • Option to renew, subject to agreement

Two investors · £50,000

Growth Investor

£25,000 at 12% p.a.

Capital funds the operating business while customer acquisition grows and supplier commissions are collected.

  • 12-month term
  • Interest paid monthly
  • 2.5% contractual participation in defined profits
  • Profit participation capped at 10× the initial investment

Higher exposure to the SwitchFair partnership itself, with additional potential upside.

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What SwitchFair does

SwitchFair finances qualifying customer acquisition through approved partners.

SwitchFair is a Scottish Partnership. It owns and controls the switchfair.co.uk domain and manages the affiliate contracts, financing and commercial flow. Duke Leads–FZCO operates the initial customer journey and owns the associated journey technology, acquisition channels and customer systems. Supplier connectivity partners manage the supplier-facing operating and commercial interface.

Acquisition partnersOperate their own customer journeys, technology and channels under contract with SwitchFair. Duke Leads–FZCO is the initial partner.
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SwitchFairOwns the switchfair.co.uk domain and manages partner contracts, receivables financing, reporting and commercial flow.
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Supplier connectivity partnersProvide supplier connectivity and manage the operating and commercial interface with suppliers.
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Energy suppliersReceive qualifying switches and pay commissions that create programme receivables.

Why the finance is needed

Affiliate marketers pay for customer acquisition now. Suppliers pay commissions later.

That timing gap limits how quickly affiliate marketers and their customers can grow. SwitchFair Capital uses investor capital to fund qualifying activity while waiting for supplier commissions to be received.

Established platform

Four years in the UK energy market.

SwitchFair has been developed and refined over four years and has already generated thousands of sales through live activity. It previously worked directly with UK suppliers and now uses specialist supplier connectivity partners for supplier access and relationship management.

Our team

Experienced leadership with independent financial oversight.

SwitchFair combines founder-led energy-market experience with dedicated financial control as the investor programme grows.

Founder

PJ Darling

Built and scaled a UK energy supply company before developing the technology and commercial model underlying SwitchFair.

£125mrevenue achieved at Spark Energy
300+staff at scale
~£50mexit transaction value

Founder, SwitchFair. Founded and built Spark Energy before creating SwitchFair.

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Financial oversight

Fractional CFO

Appointment to be confirmed

The role provides independent oversight of financial control, cash and working-capital management, forecasting and investor reporting.

  • Financial governance and approvals
  • Cash-flow and liquidity management
  • Receivables and funding oversight
  • Performance against forecast
  • Investor reporting

Next step

Review the opportunity, security and loan documents.

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